Facts to Remember Before Applying for SSI Benefits

Families who are struggling to financially support a child suffering from disability can submit an application for Supplemental Security Income (SSI) to the Social Security Administration to ease the monetary burden. Before applying for these benefits, however, parents are encouraged to review these facts.

The Administration employs strict standards in determining who falls into the definition of “disabled”. Aside from a debilitating physical or mental condition, the condition must be projected to last at least a year or result in eventual death. Other examinations may be requested as necessary, which will be paid for by Social Security.

Children aged up to 18 years old can qualify for SSI disability benefits if they meet the aforementioned conditions for disability and little to no income or resources. The family’s household income, resources, and other particulars are also taken into account.

Parents should take note that it can take up to 5 months for Social Security to decide on an application. An official letter will be sent once approval has been granted.

Applicants should keep in mind that while benefits are available, SSI is not meant to be a medical assistance program that supersedes state Medicaid agencies, local health departments, or hospitals. Families are encouraged to approach these organizations or the nearest health agencies first before considering undergoing the lengthy and rigorous process of security SSI disability benefits.