You may have failed to qualify for Medicaid last year, but with this year's expansion, you might just be one of 100,000 newly eligible Marylanders. Thanks to the Affordable Care Act, coverage is now expanded for the poorest Americans by allowing the states to provide Medicaid eligibility, starting Jan. 1, 2014. To qualify, an applicant must be within ages 19-64, a U.S. citizen or qualified alien with 5 years stay in the country, and a legal resident of MD.
Single adults who earn up to about $15,000 a year will now be qualified; same goes for someone in a family of four making around $31,000. Also, starting Jan. 1, 2014, a limited benefit program for low-income adults called the Primary Adult Care (PAC) program will get better for those currently enrolled in the program, because their coverage will automatically be replaced with full Medicaid benefits.
Here’s another interesting point: if anyone in your family is eligible for Medicaid, coverage will be retroactive back to the first day of the month that you applied in. Plus, the expansion also now accommodates children who came from foster care until they reach the age of 26. These children will remain eligible regardless of how much they earn.
Not sure if you are eligible for Medicaid? Online, in-person, and phone assistance is available through Maryland Health Connection’s Health Assistance Program.