Sunday, August 17, 2014

Get SSA to Approve that Disability Claim

With 12% of the American population having some form of disability, it is not surprising that the Social Security Administration (SSA) gets over two million Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) applications every year. However, not more than six hundred thousand of these applications are approved and awarded benefits during initial determination.

The SSA denies many SSI and SSDI benefits applications over technicalities that could have been avoided with preparation or guidance from eligibility specialists. Some of the common reasons for application denials are:

  1. Claimant’s income exceeds the “Substantial Gainful Activity” limit set by the SSA
  2. Claimant has not earned enough Social Security Credits to be eligible for benefits
  3. Failure of claimant to prove a relationship to the person they are filing for (if filing for another person)
  4. Missing medical records
  5. Lack of detailed information or other errors on the application

Aside from these considerations, applicants must pass the SSA’s 5 Step Evaluation Method to ensure that their claims would be approved. Applicants should not be currently working as their disability should be severe enough to hinder them from getting employment. Claimants should also bear in mind that their impairment should meet the criteria listed by SSA. And lastly, the impairment should also prevent them from doing work they used to do and any other kind of work.

Remembering all of these should ensure that claimants can pass SSA evaluations and get approval for their disability claims.

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