With 12% of the American
population having some form of disability, it is not surprising that
the Social Security Administration (SSA) gets over two million
Supplemental Security Income (SSI) and Social Security Disability
Insurance (SSDI) applications every year. However, not more than six
hundred thousand of these applications are approved and awarded
benefits during initial determination.
The SSA denies many SSI and
SSDI benefits applications over technicalities that could have been
avoided with preparation or guidance from eligibility specialists.
Some of the common reasons for application denials are:
- Claimant’s income exceeds the “Substantial Gainful Activity” limit set by the SSA
- Claimant has not earned enough Social Security Credits to be eligible for benefits
- Failure of claimant to prove a relationship to the person they are filing for (if filing for another person)
- Missing medical records
- Lack of detailed information or other errors on the application
Aside from these
considerations, applicants must pass the SSA’s 5 Step Evaluation
Method to ensure that their claims would be approved. Applicants
should not be currently working as their disability should be severe
enough to hinder them from getting employment. Claimants should also
bear in mind that their impairment should meet the criteria listed by
SSA. And lastly, the impairment should also prevent them from doing
work they used to do and any other kind of work.
Remembering all of these
should ensure that claimants can pass SSA evaluations and get
approval for their disability claims.
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