Monday, June 16, 2014

Qualifying for a Social Security Disability Benefits

The Social Security Act defines disability as a chronic condition that prevents a person from engaging in any significant activity because of physical or mental impairment. The condition may last or is expected to last for a long time, or is expected to result in death. Because of these inopportune situations, the US government is stepping up to help those people in need.

Those who have worked previously before impairment can qualify for Social Security Disability Insurance (SSDI). Monthly benefits, such as cash compensation and Medicare, depend on the person’s earnings. Some family members of qualifying beneficiaries can also receive benefits from the insurance.

Filing for a disability claim requires several medical documents, such as records from doctors, therapists, and hospitals or clinics. Laboratory and test results like physicals and MRIs may also be requested, as well as documentation on treatment procedures and a list of medications that are currently (or have been) taken. Other relevant documents that show medical proof of one’s declining condition should help in one’s claim. Some medical conditions listed in SSA’s manual include musculoskeletal problems, respiratory illnesses, cardiovascular conditions, and immune system disorders.

Furthermore, the Social Security Administration (SSA) also needs information about one’s employers and the job functions held for the last 15 years of employment. If, however, you are currently employed, the agency steps in to determine if your condition is hindering you from doing your work properly. You can appeal when the agency disapproves your claim.

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