With the affordable care act having been fully been implemented, there should be no excuse anymore to not have one. However, there are still many out there who have yet to get update with their insurance status. Here are some details you should know about the marketplace in case your organization is one of those who still have not made adjusted to the shift.
The Marketplace for the Uninsured
The main thrust of having the marketplace is to enable those who do not have it to get one. If the patient’s insurance is provided for by their company, they can buy from the marketplace, but may have to pay full price unless their employers do not meet certain requirements. Make sure, therefore, that your staff thoroughly checks which insurance the patient is signed up with.
Computation Based on Income
Many people are wary about getting insured under the affordable care act under the notion that it will cost them more money. However, there is no need to worry since the computation that will serve as basis for your marketplace eligibility will be their expected income for the average year.
Savings Component
In the marketplace, a patient-subscriber can also apply for a premium tax credit, which can help them get a lower monthly insurance bill. Add to that further deductibles and copayments should also give them more savings.
With plenty of available options and advantages today, there should be no reason for patients to remain uninsured for any longer.
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