Some Help: A Better Look at SSI and SSDI

You can’t predict the future; accidents can happen, or your retirement may require a bit more money. Thanks to Social Security Disability Benefits, your future financial stability doesn’t have to be entirely hopeless.

Social Security Disability benefits are paid to American citizens who have worked long enough and have a medical condition that has rendered them incapable of working for a living. These benefits can be categorized under Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI).

The process may take time, however, and the Social Security Administration may even deny your application. If your application gets denied, you can consult a Social Security Disability eligibility expert.

You also need to factor in cost-of-living adjustments (COLA). This is an addition to the current regular benefits based on how much the cost of living has increased in your area. The current adjustment is at 1.5 percent. When applying for Social Security Disability benefits, you have to expect this adjustment to appear should you get approved.

SSDI and SSI have helped many Americans cope with illness and disability. Yet due to the sheer volume of claims the SSA receives annually and the strict requirements involved, the eligibility process may be long and tedious. When applying for Social Security Disability for children, therefore, you might want to hire an eligibility expert that can help you complete all requirements and forms, as well as file an appeal in the event of denial.