The Social Security Act
defines disability as a chronic condition that prevents a person from
engaging in any significant activity because of physical or mental
impairment. The condition may last or is expected to last for a long
time, or is expected to result in death. Because of these inopportune
situations, the US government is stepping up to help those people in
need.
Those who have worked
previously before impairment can qualify for Social Security
Disability Insurance (SSDI).
Monthly benefits, such as cash compensation and Medicare, depend on
the person’s earnings. Some family members of qualifying
beneficiaries can also receive benefits from the insurance.
Filing for a disability
claim requires several medical documents, such as records from
doctors, therapists, and hospitals or clinics. Laboratory and test
results like physicals and MRIs may also be requested, as well as
documentation on treatment procedures and a list of medications that
are currently (or have been) taken. Other relevant documents that
show medical proof of one’s declining condition should help in
one’s claim. Some medical conditions listed in SSA’s manual
include musculoskeletal problems, respiratory illnesses,
cardiovascular conditions, and immune system disorders.
Furthermore, the Social
Security Administration (SSA) also needs information about one’s
employers and the job functions held for the last 15 years of
employment. If, however, you are currently employed, the agency steps
in to determine if your condition is hindering you from doing your
work properly. You can appeal when the agency disapproves your claim.
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